Checking
There never seem to be enough hours in the day, but with the right checking account, you will find the time to manage your money, your way.
Take Your Pick
We don't believe in "one size fits all," and neither should you. You deserve a checking account that fits your lifestyle and banking needs.
Simply Free Checking
A FREE account for anyone.
- FREE first box of standard checks
- No minimum balance
- No monthly service charge1
- eStatements only
Statement Checking
An account for customers who value paper statements.
- FREE first box of standard checks
- No minimum balance
- Only $3 monthly service charge1
- Paper statements included
Benefits Checking
The account with everything and then some.
- Cell phone protection2
- CyberScout® identity theft resolution
- Roadside assistance
- $10,000 accidental death and dismemberment insurance2,3
- Shopping, dining, and travel discounts
- Only $6.95 per month1
- FREE first box of standard checks
Premier Interest Checking
An account that earns higher interest.
- FREE standard checks
- Higher interest with balances over $1,500
- Competitive interest if balance falls below $1,500
- Only $6.95 monthly charge if minimum balance falls below $1,5003
Every new personal checking account includes:
FREE debit card
FREE online banking
FREE bill pay
FREE mobile banking with mobile deposit
FREE eStatements
FREE thank you gift
FREE gifts for referring others
$10 buy back of your debit card and unused checks from another financial institution4
1Other charges such as non-sufficient funds, overdraft, continuous overdraft charges, etc. may apply. See our service charge schedule for details. Minimum opening deposit is only $50. Other restrictions may apply.
2Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the bank.
3$10,000 Accidental Death and Dismemberment Insurance coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards.
4Buy back of $10 for debit cards and unused checks from another financial institution will be credited to the account at the time the checks/debit cards are presented. Buy back and free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
Compare Your Checking Options
Let us match you with the checking account that fits your lifestyle.
| Simply Free Checking | Statement Checking | Benefits Checking | Premier Interest Checking | |
|---|---|---|---|---|
| When you want: | A free account for anyone | An account for customers who value paper statements | An account with everything and then some | An account that earns higher interest |
| Minimum Balance | $0 | $0 | $0 | $1,500 |
| Earns Interest | ||||
| Free Paper or eStatements | eStatements only | |||
| Added Benefits | FREE first box of standard checks | FREE first box of standard checks | Cell phone protection(2) , AD&D insurance(2,3) , ID theft resolution, Roadside assistance, Travel & shopping discounts, FREE first box of standard checks | FREE standard checks |
| Service Charge(1) | None | $3 per month | $6.95 per month | $6.95 if balance falls below minimum |
| Account Details | Learn MoreAbout Simply Free Checking | Learn MoreAbout Statement Checking | Learn MoreAbout Benefits Checking | Learn MoreAbout Premier Interest Checking |
1. Other charges such as non-sufficient funds, overdraft, continuous overdraft charges, etc. may apply. See our service charge schedule for details. Minimum opening deposit is only $50. Other restrictions may apply.
2. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the bank.
3. 10,000 Accidental Death and Dismemberment Insurance coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards.
2. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the bank.
3. 10,000 Accidental Death and Dismemberment Insurance coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards.
Did you find the answers you needed?
Additional Features
- Overdraft Protection:
- Transfers money from another deposit account into your checking account.
- A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
- Overdraft Consideration:
- We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
- An overdraft charge may apply for this discretionary service.
- Available in addition to the overdraft services listed above.
- Learn the details of Overdraft Consideration
- Debit Card Overdraft Consent Service:
- May help you avoid having your transactions automatically declined.
- Applies only to ATM and everyday Debit Card transactions.
- An overdraft charge may apply if this service is used to complete your transaction.
- Learn more about overdraft services here.
- Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.
- Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.
- Keep valuable information and important documents safe.
- Reorder your checks here:
- https://orderpoint.deluxe.com/personal-checks/welcome.htm?execution=e1s1