• Purchases are automatically deducted from your checking account. 
• Transactions are monitored for potential fraud using Fraud Detective.
• Know how, when, and where your card is used with CardValet.
• For lost or stolen cards, call Cardholder Services immediately: 715-732-1732
• If you're planning to make a large purchase or travel, call Cardholder Services in advance at 715-732-1732.

NOTE: Cards that are inactive or in a restricted status may be subject to closure.

• Higher purchasing limit than PIN transactions
• For merchant transactions, simply choose “credit” and sign the keypad or printed receipt.
• Merchants will send us the purchase total for authorization. This amount is placed on hold and removed from your available balance immediately. The hold is released after approximately 72-hours or when the transaction clears, whichever comes first.

• Simply punch in your PIN on the keypad
• Allows you to receive cashback at no charge at a merchant
• The funds are deducted from your account immediately

Be Careful: If you re-try a declined transaction multiple times it may cause your card to become locked and unable to be used for any transaction.

• CardValet
• Fraud Detective
• Click to Pay
• Mobile Pay
• Mastercard Automatic Billing Updater