Protect Yourself
Learn how you can protect yourself and your banking information.
Avoiding Identity Theft
Take action and protect your identity with these 3 simple steps: Educate Yourself, Keep it to Yourself, and Be Proactive. This video will provide you with facts and strategies to avoid danger zones for identity theft. Learn more about how to protect yourself!
Keep an eye out for fraud Red Flags
Fraud is everywhere and criminals are VERY convincing. In fact, some fraudsters are willing to take the time to befriend you and build trust, then wait for the right moment to act. When they do, you may be out a lot of money.
If anything seems "off", you can always ask the person for a phone number and call them while sitting with your banker. You can trust the team at SNBT to give you honest advice in a safe, judgement-free environment.
Be cautious if you:
- Are asked for personal information such as social security numbers, PIN, account numbers, card numbers, or login credentials.
- Receive a weird letter, phone call, text message, or friend request
- Are promised quick money
- Get threatened or feel unsafe
- Receive a call with an urgent action requested
- Told not to talk to your bank
- Haven’t met the person in real life
- Are asked by a stranger to connect to your computer or mobile phone
- Are coached on what to say when others ask questions
- Receive unusual messages from a supposed government agency or law enforcement
- Are instructed to buy gift cards or cryptocurrency
- Receive a check and are instructed to send cash
Debit Card Management
Turn your card ON or OFF, set locations where it can be used, and more. Receive real-time alerts each time a registered card is used, which makes detecting fraud easier.
Monitor Accounts
Monitor your accounts frequently
If you wait for your monthly statements to arrive, it may be too late. Instead, routinely monitor your bank and credit accounts by enrolling for online banking or mobile banking.
Check Your Credit Score
You're entitled to one report from each of the three credit bureau reports (Equifax, Experian and TransUnion) every twelve months through www.AnnualCreditReport.com.
Business Account Security
Corporate Account Takeover is a type of business identity theft in which a criminal entity steals a business’s valid online banking credentials.
Never Give Out Personal Information
No legitimate entity, neither the police nor bank personnel, will ever ask you for your Account or Personal Identification Number (PIN). This is true in person, on the phone, and by email. If you are ever suspicious, contact your SNBT banker for verification.
Keep Good Records
Keep a record of all of the 800 numbers for the issuing bank for your credit and debit cards. If your card or wallet is ever stolen, you'll be able to contact them immediately and provide the necessary information.
Take Action
If you discover unauthorized use, or if your Credit or Debit Card number is stolen, report the loss before your card is used.