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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

It really is the account with everything and then some.

For only $6.95 per month1 you'll get:

Cell Phone Protection2

Cell phones help us do everything these days, which is why extra protection is a lifesaver if it’s ever stolen or damaged.

  • Covers 5 lines
  • Receive $1,200 annual coverage with only $50 co-pay per claim

CyberScout® Identity Theft Resolution

The thought of putting the pieces back together after identity theft seems less daunting when you have a personal fraud specialist to help restore your identity.

  • A personal advocate for one-on-one assistance start to finish
  • Notification to credit bureaus and government agencies along with credit and fraud monitoring

Roadside Assistance

Wherever you travel, you’ll have the reassurance that your vehicle, and your safety, are protected 24 hours a day.

  • Towing, lockout, emergency tire, battery service, and more
  • Up to 3 claims per year

$10,000 Accidental Death & Dismemberment Insurance2,3

A small but important piece of financial support for your loved ones.

  • Includes travel assistance, counseling, and other benefits
  • Unlike many other AD&D coverages, benefits do not reduce by 50% at age 70

Shopping, Travel & Entertainment Discounts

Save money on hundreds of products and find great shopping deals in stores, restaurants, or online.

  • Includes best in class discounts and coupons
  • Enjoy savings from merchants throughout the country

Every new Benefits Checking account includes:

FREE debit card

FREE online banking

FREE bill pay

FREE mobile banking with mobile deposit

FREE eStatements

FREE thank you gift

FREE gifts for referring others

$10 buy back of your debit card and unused checks from another financial institution4

1Other charges such as non-sufficient funds, overdraft, continuous overdraft charges, etc. may apply. See our service charge schedule for details. Minimum opening deposit is only $50. Other restrictions may apply.

Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the bank.

$10,000 Accidental Death and Dismemberment Insurance coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards.

4Buy back of $10 for debit cards and unused checks from another financial institution will be credited to the account at the time the checks/debit cards are presented. Buy back and free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

Additional Features

  • Overdraft Protection:
    • Transfers money from another deposit account into your checking account.
    • A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
  • Overdraft Consideration:
    • We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
    • An overdraft charge may apply for this discretionary service.
    • Available in addition to the overdraft services listed above.
    • Learn the details of Overdraft Consideration
  • Debit Card Overdraft Consent Service:
    • May help you avoid having your transactions automatically declined.
    • Applies only to ATM and everyday Debit Card transactions.
    • An overdraft charge may apply if this service is used to complete your transaction.
  • Learn more about overdraft services here.
  • Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.
  • Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.
  • Keep valuable information and important documents safe.