Debit Cards

• Receive your digital card as soon as it's issued! Add it to your digital wallet and start using your new card while you wait for the physical card to arrive in the mail.
• Purchases are automatically deducted from your checking account. 
• Transactions are monitored for potential fraud using Fraud Detective.
• Know how, when, and where your card is used with Debit Card management features in our mobile app.

• Higher purchasing limit than PIN transactions
• For merchant transactions, simply choose “credit” and sign the keypad or printed receipt.
• Merchants will send us the purchase total for authorization. This amount is placed on hold and removed from your available balance immediately. The hold is released after approximately 72-hours or when the transaction clears, whichever comes first.

• Simply punch in your PIN on the keypad
• Allows you to receive cashback at no charge at a merchant
• The funds are deducted from your account immediately

Be Careful: If you re-try a declined transaction multiple times it may cause your card to become locked and unable to be used for any transaction.

Uses secure technology to automatically verify and submit updated Debit Card information to participating merchants that you have authorized to maintain your card information on file.

• Debit Card Management
• Fraud Detective
• Click to Pay
• Mobile Pay

Cardholder Services: 715-732-1732
24/7 Debit Card assistance

• If your card is lost or stolen cards, call Cardholder Services immediately to report
• Don't forget to let Cardholder Services know when you're traveling or making a large purchase. You can also set travel notifications through Debit Card Management in the SNBT mobile app!

NOTE: Cards that are inactive or in a restricted status may be subject to closure.